Reasoned Reflections

Learn to manage your finances with confidence.

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Featured Posts

Reflection No. 9

Reflection No. 9

Is taking out a 401(k) loan a good idea?

Josh Kirkwold
Josh Kirkwold
Reflection No. 6

Reflection No. 6

Which is better: a Roth 401(k) or a traditional 401(k)?

Josh Kirkwold
Josh Kirkwold
Reflection No. 5

Reflection No. 5

How I paid off $50k in student loans

Josh Kirkwold
Josh Kirkwold
Reflection No. 10

Reflection No. 10

What should I do after maxing out a Roth IRA?

Josh Kirkwold
Josh Kirkwold
Reflection No. 12

Reflection No. 12

What are the benefits of an HSA?

Josh Kirkwold
Josh Kirkwold
Reflection No. 14

Reflection No. 14

Money moves for your year-end bonus

Josh Kirkwold
Josh Kirkwold

Latest Posts

Reflection No. 32

Reflection No. 32

Why ETFs Might Be the Only Investment You Need

Josh Kirkwold
Josh Kirkwold
Reflection No. 31

Reflection No. 31

The 1934 Law That Gave Wall Street a Chaperone

Josh Kirkwold
Josh Kirkwold
Reflection No. 30

Reflection No. 30

The Law That Changed Wall Street: Inside the 1933 Securities Act

Josh Kirkwold
Josh Kirkwold

Previous Reflections

Reflection No. 32

Reflection No. 32

Why ETFs Might Be the Only Investment You Need

Josh Kirkwold
Josh Kirkwold
Reflection No. 31

Reflection No. 31

The 1934 Law That Gave Wall Street a Chaperone

Josh Kirkwold
Josh Kirkwold
Reflection No. 30

Reflection No. 30

The Law That Changed Wall Street: Inside the 1933 Securities Act

Josh Kirkwold
Josh Kirkwold
Reflection No. 29

Reflection No. 29

Is Your Investment a Security? The Howey Test Explains

Josh Kirkwold
Josh Kirkwold
Reflection No. 28 - You Need A Budget

Reflection No. 28 - You Need A Budget

Josh Kirkwold
Josh Kirkwold
Reflection No. 27

Reflection No. 27

Conscious Spending Plans

Josh Kirkwold
Josh Kirkwold
Reflection No. 26

Reflection No. 26

The infamous 50/30/20 budget

Josh Kirkwold
Josh Kirkwold
Reflection No. 25

Reflection No. 25

An EveryDollar Budget

Josh Kirkwold
Josh Kirkwold
Reflection No. 24

Reflection No. 24

Progressive taxes

Josh Kirkwold
Josh Kirkwold
Reflection No. 23

Reflection No. 23

Itemized deductions and the standard deduction

Josh Kirkwold
Josh Kirkwold
Reflection No. 22

Reflection No. 22

Extra credit for your taxes

Josh Kirkwold
Josh Kirkwold
Reflection No. 21

Reflection No. 21

Deductions everyone can use

Josh Kirkwold
Josh Kirkwold